Today's Message Index:
----------------------
1. 06:14 AM - Re: Test Fit on the Panel (P Reid)
2. 08:28 AM - Garmin Unveils GTR 200 (Robin Marks)
3. 09:05 AM - Re: Test Fit on the Panel (Jeff Carpenter)
4. 01:40 PM - Insurance (Marcus Cooper)
5. 01:56 PM - Re: Insurance (Tim Olson)
6. 01:56 PM - Re: Insurance (Kelly McMullen)
7. 02:14 PM - Re: Insurance (Marcus Cooper)
8. 02:23 PM - Re: Insurance (Rene Felker)
9. 02:24 PM - Re: Insurance (Kelly McMullen)
10. 02:51 PM - Re: Insurance (Tcwtech)
11. 03:41 PM - Re: Insurance (Bill Schlatterer)
12. 03:41 PM - Re: Insurance (Marcus Cooper)
13. 06:20 PM - Re: Insurance (Miller John)
14. 06:21 PM - Re: Insurance (Marcus Cooper)
15. 06:54 PM - Re: Insurance (John Zazulka)
16. 07:49 PM - Re: Insurance (Rene)
17. 07:59 PM - Re: Insurance (Bob Leffler)
18. 09:00 PM - Re: Insurance (Bob Turner)
19. 09:50 PM - Re: Re: Insurance (Tim Olson)
Message 1
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| Subject: | Re: Test Fit on the Panel |
Jeff
Yes, it only gets more fun, although the wiring wasn't all that much fun, tu
rning it all on and seeing it work.. Worth every hour to that point.
First flight will here sooner than you know.
Still remember that day 5 years ago we saw the project and asked if building
the plane would be easy.. Glad to see that you have stuck through it during
the tough times.
Look forward to seeing you in Chino. Call me when the wings need to go on, I
'll fly out and get it done!
Pascal
On Jul 25, 2013, at 6:41 PM, "Don McDonald" <building_partner@yahoo.com> wro
te:
> Glad you continued to fight through life's trials and tribulations to keep
going on the 10... Soon you'll be part of the growing family.
> Don McDonald
>
>
> From: Jeff Carpenter <jeff@westcottpress.com>
> To: rv10-list@matronics.com
> Sent: Thursday, July 25, 2013 3:46 PM
> Subject: RV10-List: Test Fit on the Panel
>
>
>
> ... this is fun
>
> Jeff Carpenter
> 40304
>
>
> <photo.JPG>
>
Message 2
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| Subject: | Garmin Unveils GTR 200 |
http://www.flyingmag.com/avionics-gear/instrumentaccessories/garmin-unveils
-gtr-200-comm-radio
That's pretty inexpensive for a quality Garmin Comm.
Robin
Message 3
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| Subject: | Re: Test Fit on the Panel |
Thank you Don and Pascal... I certainly appreciate your encouragement
during the tough times, but the end is now in sight.
Jeff
Do Not Archive
On Jul 25, 2013, at 7:32 PM, P Reid wrote:
> Jeff
> Yes, it only gets more fun, although the wiring wasn't all that much
fun, turning it all on and seeing it work.. Worth every hour to that
point.
> First flight will here sooner than you know.
>
> Still remember that day 5 years ago we saw the project and asked if
building the plane would be easy.. Glad to see that you have stuck
through it during the tough times.
> Look forward to seeing you in Chino. Call me when the wings need to go
on, I'll fly out and get it done!
> Pascal
>
>
> On Jul 25, 2013, at 6:41 PM, "Don McDonald"
<building_partner@yahoo.com> wrote:
>
>> Glad you continued to fight through life's trials and tribulations to
keep going on the 10... Soon you'll be part of the growing family.
>> Don McDonald
>>
>>
>> From: Jeff Carpenter <jeff@westcottpress.com>
>> To: rv10-list@matronics.com
>> Sent: Thursday, July 25, 2013 3:46 PM
>> Subject: RV10-List: Test Fit on the Panel
>>
>>
>>
>> ... this is fun
>>
>> Jeff Carpenter
>> 40304
>>
>>
>> <photo.JPG>
>>
>
>
>
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
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3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D
>
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
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3D
>
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
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3D
>
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3D
> l>
Message 4
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There was a thread about this time last year with two inputs of under $1800 for
coverage on their RV-10s, one with Falcon and another with Williamsburg National.
I just got my renewal charging $2325 for $140,000 (about the same as last
year with no deductible, 1M liability, 10K/person medical) with Falcon and tried
another broker who couldn't do any better. Just curious what folks are seeing
this year. I max out the experience category both in the RV-10 and overall
with no losses and the airplane is hangared so I'm dubious as to why the rates
are $600 more.
Any current rates and sources with similar coverage would be appreciated,
Marcus
do not archive
Message 5
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I talked to at least one person who said the place they got the low rate from last
year is no longer writing. I think yours is in line with the norm for people
with good time in type. I think although you may have tons of hours, the
delta in price gets small over those with 1000 hours and an instrument rating....once
you have that the price stays pretty similar.
Tim
On Jul 26, 2013, at 3:39 PM, Marcus Cooper <cooprv7@yahoo.com> wrote:
>
> There was a thread about this time last year with two inputs of under $1800 for
coverage on their RV-10s, one with Falcon and another with Williamsburg National.
I just got my renewal charging $2325 for $140,000 (about the same as last
year with no deductible, 1M liability, 10K/person medical) with Falcon and
tried another broker who couldn't do any better. Just curious what folks are
seeing this year. I max out the experience category both in the RV-10 and overall
with no losses and the airplane is hangared so I'm dubious as to why the
rates are $600 more.
>
> Any current rates and sources with similar coverage would be appreciated,
> Marcus
> do not archive
>
>
>
>
Message 6
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One factor will be whether you are asking for a 1M smooth policy or 1M with
sublimits of either 250K or 100K. The sublimits usually are 200-300
cheaper, but also provide less coverage.
On Fri, Jul 26, 2013 at 1:39 PM, Marcus Cooper <cooprv7@yahoo.com> wrote:
>
> There was a thread about this time last year with two inputs of under
> $1800 for coverage on their RV-10s, one with Falcon and another with
> Williamsburg National. I just got my renewal charging $2325 for $140,000
> (about the same as last year with no deductible, 1M liability, 10K/person
> medical) with Falcon and tried another broker who couldn't do any better.
> Just curious what folks are seeing this year. I max out the experience
> category both in the RV-10 and overall with no losses and the airplane is
> hangared so I'm dubious as to why the rates are $600 more.
>
> Any current rates and sources with similar coverage would be appreciated,
> Marcus
> do not archive
>
>
--
- sent from the microchip implanted in my forearm
Message 7
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I haven't hear of that before, what type of sublimits would these cover?
Thanks,
Marcus
On Jul 26, 2013, at 4:54 PM, Kelly McMullen <apilot2@gmail.com> wrote:
One factor will be whether you are asking for a 1M smooth policy or 1M
with sublimits of either 250K or 100K. The sublimits usually are 200-300
cheaper, but also provide less coverage.
On Fri, Jul 26, 2013 at 1:39 PM, Marcus Cooper <cooprv7@yahoo.com>
wrote:
There was a thread about this time last year with two inputs of under
$1800 for coverage on their RV-10s, one with Falcon and another with
Williamsburg National. I just got my renewal charging $2325 for
$140,000 (about the same as last year with no deductible, 1M liability,
10K/person medical) with Falcon and tried another broker who couldn't do
any better. Just curious what folks are seeing this year. I max out
the experience category both in the RV-10 and overall with no losses and
the airplane is hangared so I'm dubious as to why the rates are $600
more.
Any current rates and sources with similar coverage would be
appreciated,
Marcus
do not archive
arget="_blank">http://www.matronics.com/Navigator?RV10-List
http://forums.matronics.com
le, List Admin.
="_blank">http://www.matronics.com/contribution
--
- sent from the microchip implanted in my forearm
Message 8
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I cannot remember my exact number....but it was in the 2300 - 2400 range. I
renew in April.
Rene' Felker
N423CF
801-721-6080
-----Original Message-----
From: owner-rv10-list-server@matronics.com
[mailto:owner-rv10-list-server@matronics.com] On Behalf Of Marcus Cooper
Sent: Friday, July 26, 2013 2:39 PM
Subject: RV10-List: Insurance
There was a thread about this time last year with two inputs of under $1800
for coverage on their RV-10s, one with Falcon and another with Williamsburg
National. I just got my renewal charging $2325 for $140,000 (about the same
as last year with no deductible, 1M liability, 10K/person medical) with
Falcon and tried another broker who couldn't do any better. Just curious
what folks are seeing this year. I max out the experience category both in
the RV-10 and overall with no losses and the airplane is hangared so I'm
dubious as to why the rates are $600 more.
Any current rates and sources with similar coverage would be appreciated,
Marcus do not archive
Message 9
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They are normally either 100K per person (not desirable) or 100K per
passenger. Limits how much of your 1M coverage can go to one person.
Obviously 100K doesn't cover much in way of medical bills these days for
serious injury or burn. At least a 250K limit uses up most of your coverage
that a 100K wouldn't (unless you injured both pax and persons on the
ground).
On Fri, Jul 26, 2013 at 2:13 PM, Marcus Cooper <cooprv7@yahoo.com> wrote:
> I haven't hear of that before, what type of sublimits would these cover?
>
> Thanks,
> Marcus
>
> On Jul 26, 2013, at 4:54 PM, Kelly McMullen <apilot2@gmail.com> wrote:
>
> One factor will be whether you are asking for a 1M smooth policy or 1M
> with sublimits of either 250K or 100K. The sublimits usually are 200-300
> cheaper, but also provide less coverage.
>
>
> On Fri, Jul 26, 2013 at 1:39 PM, Marcus Cooper <cooprv7@yahoo.com> wrote:
>
>>
>> There was a thread about this time last year with two inputs of under
>> $1800 for coverage on their RV-10s, one with Falcon and another with
>> Williamsburg National. I just got my renewal charging $2325 for $140,000
>> (about the same as last year with no deductible, 1M liability, 10K/person
>> medical) with Falcon and tried another broker who couldn't do any better.
>> Just curious what folks are seeing this year. I max out the experience
>> category both in the RV-10 and overall with no losses and the airplane is
>> hangared so I'm dubious as to why the rates are $600 more.
>>
>> Any current rates and sources with similar coverage would be appreciated,
>> Marcus
>> do not archive
>>
>> ==========
>> arget="_blank">http://www.matronics.com/Navigator?RV10-List
>> ==========
>> http://forums.matronics.com
>> ==========
>> le, List Admin.
>> ="_blank">http://www.matronics.com/contribution
>> ==========
>>
>>
>>
>>
>
>
> --
>
> - sent from the microchip implanted in my forearm
>
> *
>
> *
>
>
> *
>
> *
>
>
--
- sent from the microchip implanted in my forearm
Message 10
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A few months ago I went thru the insurance search when Britt stopped coverin
g aircraft. Last year I paid $1850 with 160k hull coverage. Then when I h
ad my new coverage quoted I was faced with quotes from 2278 thru 2585
So I called more agents and got more quotes. The apparent reality was that
my old rate was too low and no longer attainable anywhere. So I stayed with
my present agent and went with US specialities insurance at the 2278 price.
Record: No claims ever. 600 hrs. Instrument rated.
Bob Newman
N541RV.
Sent from my iPhone
On Jul 26, 2013, at 5:24 PM, Kelly McMullen <apilot2@gmail.com> wrote:
> They are normally either 100K per person (not desirable) or 100K per passe
nger. Limits how much of your 1M coverage can go to one person. Obviously 10
0K doesn't cover much in way of medical bills these days for serious injury o
r burn. At least a 250K limit uses up most of your coverage that a 100K woul
dn't (unless you injured both pax and persons on the ground).
>
>
> On Fri, Jul 26, 2013 at 2:13 PM, Marcus Cooper <cooprv7@yahoo.com> wrote:
>> I haven't hear of that before, what type of sublimits would these cover?
>>
>> Thanks,
>> Marcus
>>
>> On Jul 26, 2013, at 4:54 PM, Kelly McMullen <apilot2@gmail.com> wrote:
>>
>> One factor will be whether you are asking for a 1M smooth policy or 1M wi
th sublimits of either 250K or 100K. The sublimits usually are 200-300 cheap
er, but also provide less coverage.
>>
>>
>> On Fri, Jul 26, 2013 at 1:39 PM, Marcus Cooper <cooprv7@yahoo.com> wrote:
>>>
>>> There was a thread about this time last year with two inputs of under $1
800 for coverage on their RV-10s, one with Falcon and another with Williamsb
urg National. I just got my renewal charging $2325 for $140,000 (about the s
ame as last year with no deductible, 1M liability, 10K/person medical) with
Falcon and tried another broker who couldn't do any better. Just curious wh
at folks are seeing this year. I max out the experience category both in th
e RV-10 and overall with no losses and the airplane is hangared so I'm dubio
us as to why the rates are $600 more.
>>>
>>> Any current rates and sources with similar coverage would be appreciated
,
>>> Marcus
>>> do not archive
>>>
>>> ==========
>>> arget="_blank">http://www.matronics.com/Navigator?RV10-List
>>> ==========
>>> http://forums.matronics.com
>>> ==========
>>> le, List Admin.
>>> ="_blank">http://www.matronics.com/contribution
>>> ==========
>>
>>
>>
>>
>> --
>>
>> - sent from the microchip implanted in my forearm
>>
>>
>>
>>
>>
>>
>> 3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3
D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
>> 3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3
D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
>> 3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3
D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
>> 3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3
D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
>>
>
>
>
> --
>
> - sent from the microchip implanted in my forearm
>
>
==========================
=========
==========================
=========
==========================
=========
==========================
=========
>
Message 11
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??? If you have sooth coverage limits on an experimental, I would really
appreciate knowing who and where from. I have tried hard to get the per
person number off the 100k limit and was able to do that though Nationair
this year but only to a 200k per per person limit. ( 1 M total / 200k per
person ) I was told that typically "smooth" coverage doesn't functionally
exist in the experimental side.
So functionally, your limit is the (# injured X sublimit/person) but
capped at the policy limit and limited per person. Please someone chime
in if this isn't correct.
Bill
From: owner-rv10-list-server@matronics.com
[mailto:owner-rv10-list-server@matronics.com] On Behalf Of Kelly McMullen
Sent: Friday, July 26, 2013 3:55 PM
Subject: Re: RV10-List: Insurance
One factor will be whether you are asking for a 1M smooth policy or 1M with
sublimits of either 250K or 100K. The sublimits usually are 200-300 cheaper,
but also provide less coverage.
On Fri, Jul 26, 2013 at 1:39 PM, Marcus Cooper <cooprv7@yahoo.com> wrote:
There was a thread about this time last year with two inputs of under $1800
for coverage on their RV-10s, one with Falcon and another with Williamsburg
National. I just got my renewal charging $2325 for $140,000 (about the same
as last year with no deductible, 1M liability, 10K/person medical) with
Falcon and tried another broker who couldn't do any better. Just curious
what folks are seeing this year. I max out the experience category both in
the RV-10 and overall with no losses and the airplane is hangared so I'm
dubious as to why the rates are $600 more.
Any current rates and sources with similar coverage would be appreciated,
Marcus
do not archive
==========
arget="_blank">http://www.matronics.com/Navigator?RV10-List
==========
http://forums.matronics.com
==========
le, List Admin.
="_blank">http://www.matronics.com/contribution
==========
--
- sent from the microchip implanted in my forearm
Message 12
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|
Thanks for all of the replies, unfortunately it looks like my quote is about right.
Maybe someday the underwriters won't fear experimentals so much!
Marcus
do not archive
On Jul 26, 2013, at 4:54 PM, Tim Olson <Tim@MyRV10.com> wrote:
I talked to at least one person who said the place they got the low rate from last
year is no longer writing. I think yours is in line with the norm for people
with good time in type. I think although you may have tons of hours, the
delta in price gets small over those with 1000 hours and an instrument rating....once
you have that the price stays pretty similar.
Tim
On Jul 26, 2013, at 3:39 PM, Marcus Cooper <cooprv7@yahoo.com> wrote:
>
> There was a thread about this time last year with two inputs of under $1800 for
coverage on their RV-10s, one with Falcon and another with Williamsburg National.
I just got my renewal charging $2325 for $140,000 (about the same as last
year with no deductible, 1M liability, 10K/person medical) with Falcon and
tried another broker who couldn't do any better. Just curious what folks are
seeing this year. I max out the experience category both in the RV-10 and overall
with no losses and the airplane is hangared so I'm dubious as to why the
rates are $600 more.
>
> Any current rates and sources with similar coverage would be appreciated,
> Marcus
> do not archive
>
>
>
>
Message 13
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About the same price for me this year as well as last year, although I have my
hull insured for $165k.
grumpy
N184JM
do not archive
On Jul 26, 2013, at 3:39 PM, Marcus Cooper <cooprv7@yahoo.com> wrote:
>
> There was a thread about this time last year with two inputs of under $1800 for
coverage on their RV-10s, one with Falcon and another with Williamsburg National.
I just got my renewal charging $2325 for $140,000 (about the same as last
year with no deductible, 1M liability, 10K/person medical) with Falcon and
tried another broker who couldn't do any better. Just curious what folks are
seeing this year. I max out the experience category both in the RV-10 and overall
with no losses and the airplane is hangared so I'm dubious as to why the
rates are $600 more.
>
> Any current rates and sources with similar coverage would be appreciated,
> Marcus
> do not archive
>
>
>
>
Message 14
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Thanks Bob, this is a good benchmark although it adds to my confusion.
I was quoted by a local broker who said US Specialty with 160k hull
coverage would be $2630. No accidents, 625 in the RV-10, 8500TT, ATP
and mostly very complex time, EAA and AOPA member, yet I would get to
pay an extra $352? Part of the smoke and mirrors of the insurance biz I
guess.
Marcus
do not archive
On Jul 26, 2013, at 5:45 PM, Tcwtech <rnewman@tcwtech.com> wrote:
A few months ago I went thru the insurance search when Britt stopped
covering aircraft. Last year I paid $1850 with 160k hull coverage.
Then when I had my new coverage quoted I was faced with quotes from 2278
thru 2585
So I called more agents and got more quotes. The apparent reality was
that my old rate was too low and no longer attainable anywhere. So I
stayed with my present agent and went with US specialities insurance at
the 2278 price.
Record: No claims ever. 600 hrs. Instrument rated.
Bob Newman
N541RV.
Sent from my iPhone
On Jul 26, 2013, at 5:24 PM, Kelly McMullen <apilot2@gmail.com> wrote:
> They are normally either 100K per person (not desirable) or 100K per
passenger. Limits how much of your 1M coverage can go to one person.
Obviously 100K doesn't cover much in way of medical bills these days for
serious injury or burn. At least a 250K limit uses up most of your
coverage that a 100K wouldn't (unless you injured both pax and persons
on the ground).
>
>
> On Fri, Jul 26, 2013 at 2:13 PM, Marcus Cooper <cooprv7@yahoo.com>
wrote:
> I haven't hear of that before, what type of sublimits would these
cover?
>
> Thanks,
> Marcus
>
> On Jul 26, 2013, at 4:54 PM, Kelly McMullen <apilot2@gmail.com> wrote:
>
> One factor will be whether you are asking for a 1M smooth policy or 1M
with sublimits of either 250K or 100K. The sublimits usually are 200-300
cheaper, but also provide less coverage.
>
>
> On Fri, Jul 26, 2013 at 1:39 PM, Marcus Cooper <cooprv7@yahoo.com>
wrote:
>
> There was a thread about this time last year with two inputs of under
$1800 for coverage on their RV-10s, one with Falcon and another with
Williamsburg National. I just got my renewal charging $2325 for
$140,000 (about the same as last year with no deductible, 1M liability,
10K/person medical) with Falcon and tried another broker who couldn't do
any better. Just curious what folks are seeing this year. I max out
the experience category both in the RV-10 and overall with no losses and
the airplane is hangared so I'm dubious as to why the rates are $600
more.
>
> Any current rates and sources with similar coverage would be
appreciated,
> Marcus
> do not archive
>
> ==========
> arget="_blank">http://www.matronics.com/Navigator?RV10-List
> ==========
> http://forums.matronics.com
> ==========
> le, List Admin.
> ="_blank">http://www.matronics.com/contribution
> ==========
>
>
>
>
>
>
> --
>
> - sent from the microchip implanted in my forearm
>
>
>
>
>
>
>
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D
>
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D
>
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D
>
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D
>
>
>
>
> --
>
> - sent from the microchip implanted in my forearm
>
>
> ========================
> ://www.matronics.com/Navigator?RV10-List
> ========================
> cs.com
> ========================
> matronics.com/contribution
> ========================
>
Message 15
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Marcus, and all of the rest of the RV Family,
I am just throwing this idea up in the air. I do not know the legality or
it is even posible. I am prospective Rv-10 builder looking at about a year
away from starting. The reason is the affordability of the experimental
aircraft. I am not sure of exactly how many RV are flying or are in the
process of getting build but I assume and I may be wrong but there are
quite a few. Many builders probably would like some sort of insurance
during the build process. I have been following your thread about insurance
rates. My question is can the RV family CREAT it's own insurance company.
Ex if there are 7000 flying RV and a rate that is affordable to all say
1500.00 a year the net sum is 10,500,000.00 dollars per year. Research thru
the community would have to find out how many claims were filed and at what
cost the total number of claims equaled. Just food for thought. I am sure
there is someone out there with some sort of knowledge about insurance and
legality. It just seems like a lot of money goes to the insurance companies
and they give nothing back. Sorry I picked you Marcus but you have about
the same qualifications ( pilot hours and ratings). I am not part of vans
airforce yet. Thanks for listening and I would like to hear any replies
Thank again John Z
On Friday, July 26, 2013, Marcus Cooper wrote:
> Thanks Bob, this is a good benchmark although it adds to my confusion. I
> was quoted by a local broker who said US Specialty with 160k hull coverage
> would be $2630. No accidents, 625 in the RV-10, 8500TT, ATP and mostly
> very complex time, EAA and AOPA member, yet I would get to pay an extra
> $352? Part of the smoke and mirrors of the insurance biz I guess.
>
> Marcus
> do not archive
>
> On Jul 26, 2013, at 5:45 PM, Tcwtech <rnewman@tcwtech.com<javascript:_e({}, 'cvml',
'rnewman@tcwtech.com');>>
> wrote:
>
> A few months ago I went thru the insurance search when Britt stopped
> covering aircraft. Last year I paid $1850 with 160k hull coverage. Then
> when I had my new coverage quoted I was faced with quotes from 2278 thru
> 2585
> So I called more agents and got more quotes. The apparent reality was
> that my old rate was too low and no longer attainable anywhere. So I stayed
> with my present agent and went with US specialities insurance at the 2278
> price.
>
> Record: No claims ever. 600 hrs. Instrument rated.
>
> Bob Newman
> N541RV.
>
>
> Sent from my iPhone
>
> On Jul 26, 2013, at 5:24 PM, Kelly McMullen <apilot2@gmail.com<javascript:_e({},
'cvml', 'apilot2@gmail.com');>>
> wrote:
>
> They are normally either 100K per person (not desirable) or 100K per
> passenger. Limits how much of your 1M coverage can go to one person.
> Obviously 100K doesn't cover much in way of medical bills these days for
> serious injury or burn. At least a 250K limit uses up most of your coverage
> that a 100K wouldn't (unless you injured both pax and persons on the
> ground).
>
>
> On Fri, Jul 26, 2013 at 2:13 PM, Marcus Cooper <cooprv7@yahoo.com<javascript:_e({},
'cvml', 'cooprv7@yahoo.com');>
> > wrote:
>
>> I haven't hear of that before, what type of sublimits would these cover?
>>
>> Thanks,
>> Marcus
>>
>> On Jul 26, 2013, at 4:54 PM, Kelly McMullen <apilot2@gmail.com<javascript:_e({},
'cvml', 'apilot2@gmail.com');>>
>> wrote:
>>
>> One factor will be whether you are asking for a 1M smooth policy or 1M
>> with sublimits of either 250K or 100K. The sublimits usually are 200-300
>> cheaper, but also provide less coverage.
>>
>>
>> On Fri, Jul 26, 2013 at 1:39 PM, Marcus Cooper <cooprv7@yahoo.com<javascript:_e({},
'cvml', 'cooprv7@yahoo.com');>
>> > wrote:
>>
>>> >
>>>
>>> There was a thread about this time last year with two inputs of under
>>> $1800 for coverage on their RV-10s, one with Falcon and another with
>>> Williamsburg National. I just got my renewal charging $2325 for $140,000
>>> (about the same as last year with no deductible, 1M liability, 10K/person
>>> medical) with Falcon and tried another broker who couldn't do any better.
>>> Just curious what folks are seeing this year. I max out the experience
>>> category both in the RV-10 and overall with no losses and the airplane is
>>> hangared so I'm dubious as to why the rates are $600 more.
>>>
>>> Any current rates and sources with similar coverage would be appreciated,
>>> Marcus
>>> do not archive
>>>
>>> ==========
>>> arget="_blank">http://www.matronics.com/Navigator?RV10-List
>>> ==========
>>> http://forums.matronics.com
>>> ==========
>>> le, List Admin.
>>> ="_blank">http://www.matronics.com/contribution
>>> ==========
>>>
>>>
>>>
>>>
>>
>>
>> --
>>
>> - sent from the microchip implanted in my forearm
>>
>> *
>>
>> *
>>
>>
>> *
>>
>> 3D============================================
>> 3D============================================
>> 3D============================================
>> 3D============================================
>> *
>>
>>
>
>
> --
>
> - sent from the microchip implanted in my forearm
>
> *
>
> =========
> ://www.matronics.com/Navigator?RV10-List
> ==========cs.com
> ==========matronics.com/contribution
> =========
> *
>
> *
>
> href="http://www.matronics.com/Navigator?RV10-List">http://www.matronics.com/Navigator?RV10-List
> href="http://forums.matronics.com/">http://forums.matronics.com
> href="http://www.matronics.com/contribution">http://www.matronics.com/contribution
> *
>
>
> *
>
> *
>
>
Message 16
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It has been looked into before.
1/22/2008
For what its worth, we tried to get enough interest in the self-insurance to
start an RV program but we did not get enough interest to continue investing
money into the program. We got only a fraction of those needed.
Bob K
Rene'
N423CF
801-721-6080
From: owner-rv10-list-server@matronics.com
[mailto:owner-rv10-list-server@matronics.com] On Behalf Of John Zazulka
Sent: Friday, July 26, 2013 7:54 PM
Subject: Re: RV10-List: Insurance
Marcus, and all of the rest of the RV Family,
I am just throwing this idea up in the air. I do not know the legality or
it is even posible. I am prospective Rv-10 builder looking at about a year
away from starting. The reason is the affordability of the experimental
aircraft. I am not sure of exactly how many RV are flying or are in the
process of getting build but I assume and I may be wrong but there are quite
a few. Many builders probably would like some sort of insurance during the
build process. I have been following your thread about insurance rates. My
question is can the RV family CREAT it's own insurance company. Ex if there
are 7000 flying RV and a rate that is affordable to all say 1500.00 a year
the net sum is 10,500,000.00 dollars per year. Research thru the community
would have to find out how many claims were filed and at what cost the total
number of claims equaled. Just food for thought. I am sure there is someone
out there with some sort of knowledge about insurance and legality. It just
seems like a lot of money goes to the insurance companies and they give
nothing back. Sorry I picked you Marcus but you have about the same
qualifications ( pilot hours and ratings). I am not part of vans airforce
yet. Thanks for listening and I would like to hear any replies Thank again
John Z
On Friday, July 26, 2013, Marcus Cooper wrote:
Thanks Bob, this is a good benchmark although it adds to my confusion. I
was quoted by a local broker who said US Specialty with 160k hull coverage
would be $2630. No accidents, 625 in the RV-10, 8500TT, ATP and mostly very
complex time, EAA and AOPA member, yet I would get to pay an extra $352?
Part of the smoke and mirrors of the insurance biz I guess.
Marcus
do not archive
On Jul 26, 2013, at 5:45 PM, Tcwtech <rnewman@tcwtech.com
<javascript:_e(%7b%7d,%20'cvml',%20'rnewman@tcwtech.com');> > wrote:
A few months ago I went thru the insurance search when Britt stopped
covering aircraft. Last year I paid $1850 with 160k hull coverage. Then
when I had my new coverage quoted I was faced with quotes from 2278 thru
2585
So I called more agents and got more quotes. The apparent reality was that
my old rate was too low and no longer attainable anywhere. So I stayed with
my present agent and went with US specialities insurance at the 2278 price.
Record: No claims ever. 600 hrs. Instrument rated.
Bob Newman
N541RV.
Sent from my iPhone
On Jul 26, 2013, at 5:24 PM, Kelly McMullen <apilot2@gmail.com
<javascript:_e(%7b%7d,%20'cvml',%20'apilot2@gmail.com');> > wrote:
They are normally either 100K per person (not desirable) or 100K per
passenger. Limits how much of your 1M coverage can go to one person.
Obviously 100K doesn't cover much in way of medical bills these days for
serious injury or burn. At least a 250K limit uses up most of your coverage
that a 100K wouldn't (unless you injured both pax and persons on the
ground).
On Fri, Jul 26, 2013 at 2:13 PM, Marcus Cooper <cooprv7@yahoo.com
<javascript:_e(%7b%7d,%20'cvml',%20'cooprv7@yahoo.com');> > wrote:
I haven't hear of that before, what type of sublimits would these cover?
Thanks,
Marcus
On Jul 26, 2013, at 4:54 PM, Kelly McMullen <apilot2@gmail.com
<javascript:_e(%7b%7d,%20'cvml',%20'apilot2@gmail.com');> > wrote:
One factor will be whether you are asking for a 1M smooth policy or 1M with
sublimits of either 250K or 100K. The sublimits usually are 200-300 cheaper,
but also provide less coverage.
On Fri, Jul 26, 2013 at 1:39 PM, Marcus Cooper <cooprv7@yahoo.com
<javascript:_e(%7b%7d,%20'cvml',%20'cooprv7@yahoo.com');> > wrote:
<javascript:_e(%7b%7d,%20'cvml',%20'cooprv7@yahoo.com');> >
There was a thread about this time last year with two inputs of under $1800
for coverage on their RV-10s, one with Falcon and another with Williamsburg
National. I just got my renewal charging $2325 for $140,000 (about the same
as last year with no deductible, 1M liability, 10K/person medical) with
Falcon and tried another broker who couldn't do any better. Just curious
what folks are seeing this year. I max out the experience category both in
the RV-10 and overall with no losses and the airplane is hangared so I'm
dubious as to why the rates are $600 more.
Any current rates and sources with similar coverage would be appreciated,
Marcus
do not archive
==========
arget="_blank">http://www.matronics.com/Navigator?RV10-List
==========
http://forums.matronics.com <http://forums.matronics.com/>
==========
le, List Admin.
="_blank">http://www.matronics.com/contribution
==========
--
- sent from the microchip implanted in my forearm
3D=========================3
D===================
3D=========================3
D===================
3D=========================3
D===================
3D=========================3
D===================
--
- sent from the microchip implanted in my forearm
=========
://www.matronics.com/Navigator?RV10-List
=========
cs.com
=========
matronics.com/contribution
=========
href="http://www.matronics.com/Navigator?RV10-List">http://www.matronics.com
/Navigator?RV10-List
href="http://forums.matronics.com/">http://forums.matronics.com
href="http://www.matronics.com/contribution">http://www.matronics.com/contri
bution
get="_blank">http://www.matronics.com/Navigator?RV10-List
tp://forums.matronics.com
_blank">http://www.matronics.com/contribution
Message 17
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It's already been attempted once. They couldn't get enough critical mass t
o get things off the ground
Sent from my iPhone
On Jul 26, 2013, at 9:54 PM, John Zazulka <jpiper623@gmail.com> wrote:
Marcus, and all of the rest of the RV Family,
I am just throwing this idea up in the air. I do not know the legality or i
t is even posible. I am prospective Rv-10 builder looking at about a year aw
ay from starting. The reason is the affordability of the experimental aircr
aft. I am not sure of exactly how many RV are flying or are in the process o
f getting build but I assume and I may be wrong but there are quite a few. M
any builders probably would like some sort of insurance during the build pro
cess. I have been following your thread about insurance rates. My question i
s can the RV family CREAT it's own insurance company. Ex if there are 7000 f
lying RV and a rate that is affordable to all say 1500.00 a year the net sum
is 10,500,000.00 dollars per year. Research thru the community would have t
o find out how many claims were filed and at what cost the total number of c
laims equaled. Just food for thought. I am sure there is someone out there w
ith some sort of knowledge about insurance and legality. It just seems like a
lot of money goes to the insurance companies and they give nothing back. So
rry I picked you Marcus but you have about the same qualifications ( pilot h
ours and ratings). I am not part of vans airforce yet. Thanks for listening a
nd I would like to hear any replies Thank again John Z
On Friday, July 26, 2013, Marcus Cooper wrote:
> Thanks Bob, this is a good benchmark although it adds to my confusion. I w
as quoted by a local broker who said US Specialty with 160k hull coverage wo
uld be $2630. No accidents, 625 in the RV-10, 8500TT, ATP and mostly very c
omplex time, EAA and AOPA member, yet I would get to pay an extra $352? Par
t of the smoke and mirrors of the insurance biz I guess.
>
> Marcus
> do not archive
>
> On Jul 26, 2013, at 5:45 PM, Tcwtech <rnewman@tcwtech.com> wrote:
>
> A few months ago I went thru the insurance search when Britt stopped cover
ing aircraft. Last year I paid $1850 with 160k hull coverage. Then when I
had my new coverage quoted I was faced with quotes from 2278 thru 2585
> So I called more agents and got more quotes. The apparent reality was th
at my old rate was too low and no longer attainable anywhere. So I stayed wi
th my present agent and went with US specialities insurance at the 2278 pric
e.
>
> Record: No claims ever. 600 hrs. Instrument rated.
>
> Bob Newman
> N541RV.
>
>
> Sent from my iPhone
>
> On Jul 26, 2013, at 5:24 PM, Kelly McMullen <apilot2@gmail.com> wrote:
>
>> They are normally either 100K per person (not desirable) or 100K per pass
enger. Limits how much of your 1M coverage can go to one person. Obviously 1
00K doesn't cover much in way of medical bills these days for serious injury
or burn. At least a 250K limit uses up most of your coverage that a 100K wo
uldn't (unless you injured both pax and persons on the ground).
>>
>>
>> On Fri, Jul 26, 2013 at 2:13 PM, Marcus Cooper <cooprv7@yahoo.com> wrote:
>>> I haven't hear of that before, what type of sublimits would these cover?
>>>
>>> Thanks,
>>> Marcus
>>>
>>> On Jul 26, 2013, at 4:54 PM, Kelly McMullen <apilot2@gmail.com> wrote:
>>>
>>> One factor will be whether you are asking for a 1M smooth policy or 1M w
ith sublimits of either 250K or 100K. The sublimits usually are 200-300 chea
per, but also provide less coverage.
>>>
>>>
>>> On Fri, Jul 26, 2013 at 1:39 PM, Marcus Cooper <cooprv7@yahoo.com> wrote
:
>>>>
>>>> There was a thread about this time last year with two inputs of under $
1800 for coverage on their RV-10s, one with Falcon and another with Williams
burg National. I just got my renewal charging $2325 for $140,000 (about the
same as last year with no deductible, 1M liability, 10K/person medical) wit
h Falcon and tried another broker who couldn't do any better. Just curious w
hat folks are seeing this year. I max out the experience category both in t
he RV-10 and overall with no losses and the airplane is hangared so I'm dubi
ous as to why the rates are $600 more.
>>>>
>>>> Any current rates and sources with similar coverage would be appreciate
d,
>>>> Marcus
>>>> do not archive
>>>>
>>>> ==========
>>>> arget="_blank">http://www.matronics.com/Navigator?RV10-List
>>>> ==========
>>>> http://forums.matronics.com
>>>> ==========
>>>> le, List Admin.
>>>> ="_blank">http://www.matronics.com/contribution
>>>> ==========
>>>>
>>>>
>>>>
>>>
>>>
>>>
>>>
>>> --
>>>
>>> - sent from the microchip implanted in my forearm
>>>
>>>
>>>
>>>
>>>
>>>
>>> 3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3
D
>>> 3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3
D
>>> 3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3
D
>>> 3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=
3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3
D
>>>
>>
>>
>>
>> --
>>
>> - sent from the microchip implanted in my forearm
>>
>>
>> =========
>> ://www.matronics.com/Navigator?RV10-List
>> =========
>> cs.com
>> =========
>> matronics.com/contribution
>> =========
>>
>
>
> href="http://www.matronics.com/Navigator?RV10-List">http://www.matronics
.com/Navigator?RV10-List
> href="http://forums.matronics.com/">http://forums.matronics.com
> href="http://www.matronics.com/contribution">http://www.matronics.com/co
ntribution
>
>
>
>
> get="_blank">http://www.matronics.com/Navigator?RV10-List
> tp://forums.matronics.com
> _blank">http://www.matronics.com/contribution
>
==========================
========
==========================
========
==========================
========
==========================
========
Message 18
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There is still a certain amount of seat of the pants guess work in aviation underwritting.
This year, the company that covered me last year wanted a small increase,
despite more time in type (and no claims). But a second company quoted
less. Hard to figure. But as long as I can get multiple quotes at least there's
competition for my business.
The reason the "pool" idea doesn't work: everyone thinks they should pay less than
the other guy. And with good reason. Shouldn't the two seat guys, with 1/3
the passengers and half the hull values, pay half or less compared to the RV-10
guys? And should pilots with 1000 hours pay the same as those with 100? etc.
Something no one has mentioned (and the companies won't say much about it either)
is age. At some point - 60, 65, 70,... - they start worrying about a deterioration
in abilities and charge more.
--------
Bob Turner
RV-10 QB
Read this topic online here:
http://forums.matronics.com/viewtopic.php?p=405394#405394
Message 19
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Yes exactly. Also, the last time it came up, my thought was "there are just too
many others I've met or heard about that I don't want in my risk pool." And
I'm sure there are some who may feel that way about me. Personally, I'd never
want to allow automotive engine conversions in my pool, for instance. But,
some of them feel that way about "lycosaurs". And of course many of us have met
"that guy" who we know is gonna kill himself and/or passengers some day.....but
in my case, it only took a few months from when I knew it, until it happened
at one time. So no, I probably wouldn't join a small risk pool that was built
in such a way.
I think if we all focused on picking the best risk cases to have in the pool, it
could save a lot of money, but to narrow it down to those we "trust" the most,
would turn it into a much smaller pool.
Tim
On Jul 26, 2013, at 11:00 PM, "Bob Turner" <bobturner@alum.rpi.edu> wrote:
>
> There is still a certain amount of seat of the pants guess work in aviation underwritting.
This year, the company that covered me last year wanted a small
increase, despite more time in type (and no claims). But a second company quoted
less. Hard to figure. But as long as I can get multiple quotes at least there's
competition for my business.
>
> The reason the "pool" idea doesn't work: everyone thinks they should pay less
than the other guy. And with good reason. Shouldn't the two seat guys, with 1/3
the passengers and half the hull values, pay half or less compared to the RV-10
guys? And should pilots with 1000 hours pay the same as those with 100? etc.
>
> Something no one has mentioned (and the companies won't say much about it either)
is age. At some point - 60, 65, 70,... - they start worrying about a deterioration
in abilities and charge more.
>
> --------
> Bob Turner
> RV-10 QB
>
>
>
>
> Read this topic online here:
>
> http://forums.matronics.com/viewtopic.php?p=405394#405394
>
>
>
>
>
>
>
>
>
>
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