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1. 06:47 AM - Re: Re: RV10 instructors (Tim Olson)
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| Subject: | Re: RV10 instructors |
Bob,
I can't disagree with anything you say because it is accurate, however,
I was concerned recently about this when I just completed
my RV-10 renewal, that I would be leaving a friend hang if they
flew under the open pilot warranty, so I called Jenny at
NationAir (now Gallagher) to specifically ask about this. She said
that a suit against someone covered under the open pilot warranty
to recover damages is very rare, and really only done in cases of
negligence, FAR violation, or things of that nature. Now this
isn't to say a pilot shouldn't be wary of it, but it isn't necessarily
something that should cause a problem. I did choose to add a
friend as a named pilot last year, but this year removed them
because insurance companies also do not like to see too many names
listed as named pilots. At some point it begins to look more like
a flying club, and since I'll be having to add the wife and daughter
as named pilots I didn't want to add any others right now.
The open pilot clauses are rigorous enough at least to show that
they definitely want someone with RV experience to do the flying.
I see insurance in the RV-10 (and 14 for that matter) to be
fairly restrictive for many newer pilots, without a hefty
premium. It may serve a builder well to spend some time with
another RV builder as a safety pilot doing instrument approaches,
just to get their hours counting up, while they are building.
And of course, some stick time.
Tim
On 03/05/2017 03:57 PM, Bob Turner wrote:
> <bobturner@alum.rpi.edu>
>
> Be very very careful about using the 'open pilot' warranty. Typically
> these protect you from loss, but they do not protect your friend who
> is flying under this clause. In fact most policies require that, if
> asked, you help the insurance company to sue your friend, so that
> they can get their money back! So if it's someone (cfi?) you hate, no
> problem. But if it's a friend, you're looking at a potentially
> awkward, at best, situation.
>
> -------- Bob Turner RV-10 QB
>
>
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