---------------------------------------------------------- Yak-List Digest Archive --- Total Messages Posted Sat 03/11/06: 9 ---------------------------------------------------------- Today's Message Index: ---------------------- 1. 03:48 AM - Re: Insurance (DaBear) 2. 05:29 AM - Insurance (from a biased perspective) (Tom Johnson) 3. 05:34 AM - Re: Insurance (MajorGoofinoff@aol.com) 4. 05:39 AM - Re: Insurance (PeteAbbott@aol.com) 5. 09:29 AM - Re: Insurance (from a biased perspective) (Shinden33) 6. 11:48 AM - Re: Insurance (DaBear) 7. 11:53 AM - Re: Insurance (from a biased perspective) (DaBear) 8. 02:45 PM - Re: Auburn, AL Fun Fly this weekend (David McGirt) 9. 05:11 PM - Re: Auburn, AL Fun Fly this weekend (Roger Kemp) ________________________________ Message 1 _____________________________________ Time: 03:48:47 AM PST US From: DaBear Subject: Re: Yak-List: Insurance --> Yak-List message posted by: DaBear Well, sort of... remember that if you get a quote from one agent (Airpower), and then go to another agent you will either get the same quote or a "no bid" because it is NOT the agent getting you the insurance. It is the insurance company that they are going to for the insurance. The insurance company keeps your "quote" on file and will give the same to any other agent that requests a quote. DaBear Roger Kemp wrote: >--> Yak-List message posted by: "Roger Kemp" > >Truthfully Scooter, that is the goal of any insurance coverage. Whether it >is boat, plane, car, life, health, or home. >Doc > > > > >>[Original Message] >>From: Scooter >>To: >>Date: 3/10/2006 6:45:30 PM >>Subject: Yak-List: Insurance >> >>--> Yak-List message posted by: "Scooter" >> >>Any options out there besides Airpower and Cannon (or US Specialty)? >> >> >I've had US Specialty on two different aircraft and it seems like their >specialty is screwing pilots. > > >> >> ________________________________ Message 2 _____________________________________ Time: 05:29:10 AM PST US From: "Tom Johnson" Subject: Yak-List: Insurance (from a biased perspective) Did somebody say Insurance? No wonder I couldn't sleep. . . Both AIG and US Specialty provide coverage for Yak / CJs. AIG has chosen not to compete with US Specialty (USSIC) on price. I have worked with USSIC for many years and I have never seen them "screw" a pilot on a claim. I have seen the opposite, and I have seen people unhappy with the premiums they charge. I have seen other companies decline coverage for marginal reasons. The claims support staff is extremely professional at USSIC (Claims are handled by CTC Aviation Services). USSIC has gone out of their way to find a way to pay-out and settle their claims in every one I saw. I've only been through dozens, (hundreds?) claims with them so perhaps my experience is limited. There are problems from time to time and we almost always found a suitable solution. They aren't perfect and I understand frustration with insurance companies. We have about 10 companies that write ALL of the domestic aviation insurance. There are probably 1000 or more for home and auto. The other companies have made a business decision to either stay out of aviation, or stick to certified aircraft. Nothing prevents them from jumping in to the market except market forces. In fact, nothing prevents USSIC from jumping OUT of warbird insurance . . or Yak/CJ insurance for that matter. It would be a problem if that happened. It has come up from time to time. USSIC has been great about working with pilots who lack the minimum Total time or Retractable gear time for the underwriters. In some cases this has contributed to our poor loss ratio. But, our fatal accident rate is low, with the exception of our friend Rodger most recently. Historically the Yak and CJ share a similar accident ratio, from my experience. So. FOD Check, watch your prop, triple check your gear. Oh, you'll be glad to hear I'm sure, hell has frozen over. . . its raining in Phoenix. Tj --------------------------- Thomas Johnson Airpower Insurance, LLC 36 West Ocotillo Road Phoenix, AZ 85013-1235 Tel: 602-628-2701 Fax: 623-321-5843 E: tomjohnson@cox.net ________________________________ Message 3 _____________________________________ Time: 05:34:30 AM PST US From: MajorGoofinoff@aol.com Subject: Re: Yak-List: Insurance In a message dated 3/11/2006 5:49:20 AM Central Standard Time, dabear@damned.org writes: --> Yak-List message posted by: DaBear Well, sort of... remember that if you get a quote from one agent (Airpower), and then go to another agent you will either get the same quote or a "no bid" because it is NOT the agent getting you the insurance. It is the insurance company that they are going to for the insurance. The insurance company keeps your "quote" on file and will give the same to any other agent that requests a quote. DaBear I have heard that when you shop for insurance, don't give then the N number. When you do give the N number you get locked in to that quote. Example,,, I am LOOKING at buying a Yak, what is my insurance going to be? Scott. 89 Yak52 ________________________________ Message 4 _____________________________________ Time: 05:39:06 AM PST US From: PeteAbbott@aol.com Subject: Re: Yak-List: Insurance If you have to give an N number, look in Trade a Plane and find a bird that is similar to what you need. It works well but it kind of screws the guy with the plane for sale. Pete N852GC ________________________________ Message 5 _____________________________________ Time: 09:29:14 AM PST US From: "Shinden33" Subject: RE: Yak-List: Insurance (from a biased perspective) Hell has truely frozen over. It was snowing at Edwards AFB and Palmcaster yesterday. S -----Original Message----- From: owner-yak-list-server@matronics.com [mailto:owner-yak-list-server@matronics.com]On Behalf Of Tom Johnson Sent: Saturday, March 11, 2006 5:27 AM To: Yak-List@Matronics. Com Subject: Yak-List: Insurance (from a biased perspective) Did somebody say Insurance? No wonder I couldn't sleep. . . Both AIG and US Specialty provide coverage for Yak / CJs. AIG has chosen not to compete with US Specialty (USSIC) on price. I have worked with USSIC for many years and I have never seen them "screw" a pilot on a claim. I have seen the opposite, and I have seen people unhappy with the premiums they charge. I have seen other companies decline coverage for marginal reasons. The claims support staff is extremely professional at USSIC (Claims are handled by CTC Aviation Services). USSIC has gone out of their way to find a way to pay-out and settle their claims in every one I saw. I've only been through dozens, (hundreds?) claims with them so perhaps my experience is limited. There are problems from time to time and we almost always found a suitable solution. They aren't perfect and I understand frustration with insurance companies. We have about 10 companies that write ALL of the domestic aviation insurance. There are probably 1000 or more for home and auto. The other companies have made a business decision to either stay out of aviation, or stick to certified aircraft. Nothing prevents them from jumping in to the market except market forces. In fact, nothing prevents USSIC from jumping OUT of warbird insurance . . or Yak/CJ insurance for that matter. It would be a problem if that happened. It has come up from time to time. USSIC has been great about working with pilots who lack the minimum Total time or Retractable gear time for the underwriters. In some cases this has contributed to our poor loss ratio. But, our fatal accident rate is low, with the exception of our friend Rodger most recently. Historically the Yak and CJ share a similar accident ratio, from my experience. So. FOD Check, watch your prop, triple check your gear. Oh, you'll be glad to hear I'm sure, hell has frozen over. . . its raining in Phoenix. Tj --------------------------- Thomas Johnson Airpower Insurance, LLC 36 West Ocotillo Road Phoenix, AZ 85013-1235 Tel: 602-628-2701 Fax: 623-321-5843 E: tomjohnson@cox.net ________________________________ Message 6 _____________________________________ Time: 11:48:20 AM PST US From: DaBear Subject: Re: Yak-List: Insurance --> Yak-List message posted by: DaBear I've heard that as well. But as Tom said, there are really only 2 insurance companies that provide yak insurance. The different agents all go to the same 2 insurance companies. DaBear MajorGoofinoff@aol.com wrote: > In a message dated 3/11/2006 5:49:20 AM Central Standard Time, > dabear@damned.org writes: > > --> Yak-List message posted by: DaBear > > Well, sort of... remember that if you get a quote from one agent > (Airpower), and then go to another agent you will either get the same > quote or a "no bid" because it is NOT the agent getting you the > insurance. It is the insurance company that they are going to for the > insurance. The insurance company keeps your "quote" on file and will > give the same to any other agent that requests a quote. > > DaBear > > I have heard that when you shop for insurance, don't give then the N > number. When you do give the N number you get locked in to that > quote. Example,,, I am LOOKING at buying a Yak, what is my > insurance going to be? > > Scott. > 89 Yak52 ________________________________ Message 7 _____________________________________ Time: 11:53:04 AM PST US From: DaBear Subject: Re: Yak-List: Insurance (from a biased perspective) --> Yak-List message posted by: DaBear Yes they have insured people with low time, low HP time, and low retract time. :-) I'm glad they do. I purchased my Yak-52 with less than 180 total hours, only 20 or so retract and less than 30 HP. I paid more, but I don't think it was unfair. Then again, I don't like paying for insurance, but I want it to be there. :-) Now with 1,000 hours and over 700 in yaks (CJ too) it isn't hard to get insurance. But I still hope to keep up the "clean" record each year. DaBear Tom Johnson wrote: > Did somebody say Insurance? > No wonder I couldn't sleep. . . > > Both AIG and US Specialty provide coverage for Yak / CJs. > AIG has chosen not to compete with US Specialty (USSIC) on price. > > I have worked with USSIC for many years and I have never seen them > "screw" a pilot on a claim. > I have seen the opposite, and I have seen people unhappy with the > premiums they charge. > I have seen other companies decline coverage for marginal reasons. > The claims support staff is extremely professional at USSIC (Claims > are handled by CTC Aviation Services). > > USSIC has gone out of their way to find a way to pay-out and settle > their claims in every one I saw. > I've only been through dozens, (hundreds?) claims with them so perhaps > my experience is limited. > There are problems from time to time and we almost always found a > suitable solution. > They aren't perfect and I understand frustration with insurance companies. > > We have about 10 companies that write ALL of the domestic aviation > insurance. > There are probably 1000 or more for home and auto. > The other companies have made a business decision to either stay out > of aviation, or stick to certified aircraft. > Nothing prevents them from jumping in to the market except market forces. > > In fact, nothing prevents USSIC from jumping OUT of warbird insurance > . . or Yak/CJ insurance for that matter. > It would be a problem if that happened. It has come up from time to time. > USSIC has been great about working with pilots who lack the minimum > Total time or Retractable gear time for the underwriters. > In some cases this has contributed to our poor loss ratio. > > But, our fatal accident rate is low, with the exception of our friend > Rodger most recently. > Historically the Yak and CJ share a similar accident ratio, from my > experience. > > So. > FOD Check, watch your prop, triple check your gear. > > Oh, you'll be glad to hear I'm sure, hell has frozen over. . . its > raining in Phoenix. > > Tj > --------------------------- > Thomas Johnson > Airpower Insurance, LLC > 36 West Ocotillo Road > Phoenix, AZ 85013-1235 > Tel: 602-628-2701 > Fax: 623-321-5843 > E: tomjohnson@cox.net > ________________________________ Message 8 _____________________________________ Time: 02:45:07 PM PST US From: "David McGirt" Subject: RE: Yak-List: Auburn, AL Fun Fly this weekend Well that was a blast! We had ~ 9 Yak/CJ's , 2 T-6's, P-51, T-33, SBD, Couple of Jap planes.. and the usual RV's, Waco's, etc.. The weather turned out to be fine, and we got several fun flights in.. I will post some pics later when I get to a good connection.. Maybe Dennis has some from the ground.. Good times, thanks to all that were there - War Eagle David McGirt _____ From: owner-yak-list-server@matronics.com [mailto:owner-yak-list-server@matronics.com] On Behalf Of A. Dennis Savarese Sent: Friday, March 10, 2006 8:12 PM Subject: Re: Yak-List: Auburn, AL Fun Fly this weekend That's Jim Cook's 9. See you tomorrow. Received the package today. Many thanks Dave. Dennis ----- Original Message ----- From: David McGirt Sent: Friday, March 10, 2006 4:19 PM Subject: RE: Yak-List: Auburn, AL Fun Fly this weekend Just arrived in Auburn.. there is already a Yak 9 here.. very nice.. Doubt he can keep up with my TW in a taxi.. but hey.. See you all here tomorrow, looks like it will be a lot of fun, and a good warm up for Columbus next weekend. David _____ From: owner-yak-list-server@matronics.com [mailto:owner-yak-list-server@matronics.com] On Behalf Of A. Dennis Savarese Sent: Thursday, March 09, 2006 12:06 PM Subject: Re: Yak-List: Auburn, AL Fun Fly this weekend David, Jim Cook will also be there and may have his 52 and/or Yak 9 on the ramp. Dennis ----- Original Message ----- From: David McGirt Sent: Thursday, March 09, 2006 10:55 AM Subject: Yak-List: Auburn, AL Fun Fly this weekend To all of those coming: Tim Williams spoke to one of the coordinators, and here is the scoop for Saturday: " Spoke with one of the coordinators of the flyin yesterday, he said the runs would be over by 8:30 am, he wanted planes in between 9:00-10:00 am. Said 18/36 would be closed for the run, but other runway would stay open." So plan on arriving ~ 9-10am , if you are coming, please drop me an email, so I know who to look for. Those that I know about: Tim Williams David McGirt Dennis Savarese BJ Kennamore Roger "Doc" Kemp - Maybe See you there, War Eagle.. David ________________________________ Message 9 _____________________________________ Time: 05:11:27 PM PST US From: "Roger Kemp" Subject: RE: Yak-List: Auburn, AL Fun Fly this weekend Yep fun was had by one and all. Over 3 hours of YAK driving! Doc ----- Original Message ----- From: David McGirt Sent: 3/11/2006 4:51:07 PM Subject: RE: Yak-List: Auburn, AL Fun Fly this weekend Well that was a blast! We had ~ 9 Yak/CJs , 2 T-6s, P-51, T-33, SBD, Couple of Jap planes.. and the usual RVs, Wacos, etc.. The weather turned out to be fine, and we got several fun flights in.. I will post some pics later when I get to a good connection.. Maybe Dennis has some from the ground.. Good times, thanks to all that were there War Eagle David McGirt From: owner-yak-list-server@matronics.com [mailto:owner-yak-list-server@matronics.com] On Behalf Of A. Dennis Savarese Sent: Friday, March 10, 2006 8:12 PM Subject: Re: Yak-List: Auburn, AL Fun Fly this weekend That's Jim Cook's 9. See you tomorrow. Received the package today. Many thanks Dave. Dennis ----- Original Message ----- From: David McGirt Sent: Friday, March 10, 2006 4:19 PM Subject: RE: Yak-List: Auburn, AL Fun Fly this weekend Just arrived in Auburn.. there is already a Yak 9 here.. very nice.. Doubt he can keep up with my TW in a taxi.. but hey.. See you all here tomorrow, looks like it will be a lot of fun, and a good warm up for Columbus next weekend. David From: owner-yak-list-server@matronics.com [mailto:owner-yak-list-server@matronics.com] On Behalf Of A. Dennis Savarese Sent: Thursday, March 09, 2006 12:06 PM Subject: Re: Yak-List: Auburn, AL Fun Fly this weekend David, Jim Cook will also be there and may have his 52 and/or Yak 9 on the ramp. Dennis ----- Original Message ----- From: David McGirt Sent: Thursday, March 09, 2006 10:55 AM Subject: Yak-List: Auburn, AL Fun Fly this weekend To all of those coming: Tim Williams spoke to one of the coordinators, and here is the scoop for Saturday: Spoke with one of the coordinators of the flyin yesterday, he said the runs would be over by 8:30 am, he wanted planes in between 9:00-10:00 am. Said 18/36 would be closed for the run, but other runway would stay open. So plan on arriving ~ 9-10am , if you are coming, please drop me an email, so I know who to look for. Those that I know about: Tim Williams David McGirt Dennis Savarese BJ Kennamore Roger Doc Kemp Maybe See you there, War Eagle.. David