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cjhukill(at)cox.net
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 Posted: Wed Apr 08, 2015 4:34 am Post subject: Insurance |
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Timely discussion for me. I wish the other posters would disclose the actual amounts that you are paying to allow us to compare our quotes. My new airplane quote came in at $2604 /year. That’s for $150,000 hull and $1 mil per occurance/$100,000 per passenger. This is named pilot only (for now), and hangared.
Is this in the ballpark that others are paying?
Chris Hukill
Finally assembling
[quote][b]
| | - The Matronics RV10-List Email Forum - | | | Use the List Feature Navigator to browse the many List utilities available such as the Email Subscriptions page, Archive Search & Download, 7-Day Browse, Chat, FAQ, Photoshare, and much more:
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Dave Saylor
Joined: 11 Jan 2015
Posts: 207
Location: GILROY, CA
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| Posted: Wed Apr 08, 2015 4:45 am Post subject: Insurance |
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$1M/$100K/$5K medical3 named pilots
$165K hull
$2072 through Skysmith. We've been with him since 2007.
--Dave
On Wed, Apr 8, 2015 at 5:32 AM, Chris Hukill <cjhukill(at)cox.net (cjhukill(at)cox.net)> wrote:
[quote] Timely discussion for me. I wish the other posters would disclose the actual amounts that you are paying to allow us to compare our quotes. My new airplane quote came in at $2604 /year. That’s for $150,000 hull and $1 mil per occurance/$100,000 per passenger. This is named pilot only (for now), and hangared.
Is this in the ballpark that others are paying?
Chris Hukill
Finally assembling
| Quote: |
get="_blank">http://www.matronics.com/Navigator?RV10-List
tp://forums.matronics.com
_blank">http://www.matronics.com/contribution
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[b]
| | - The Matronics RV10-List Email Forum - | | | Use the List Feature Navigator to browse the many List utilities available such as the Email Subscriptions page, Archive Search & Download, 7-Day Browse, Chat, FAQ, Photoshare, and much more:
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--Dave
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flysrv10(at)gmail.com
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| Posted: Wed Apr 08, 2015 5:50 am Post subject: Insurance |
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It depends on your rating, time and experience so it is hard to compare. Mine is &1600 for $175k hull, no deductibles. Rest of the coverage is the same as yours.
Do not archive.
Sent from my iPhone
On Apr 8, 2015, at 8:32 AM, Chris Hukill <cjhukill(at)cox.net (cjhukill(at)cox.net)> wrote:
[quote] Timely discussion for me. I wish the other posters would disclose the actual amounts that you are paying to allow us to compare our quotes. My new airplane quote came in at $2604 /year. That’s for $150,000 hull and $1 mil per occurance/$100,000 per passenger. This is named pilot only (for now), and hangared.
Is this in the ballpark that others are paying?
Chris Hukill
Finally assembling
| Quote: |
D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
List"">http://www.matronics.com/Navigator?RV10-List
D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
//forums.matronics.com
D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
ot;">http://www.matronics.com/contribution
D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D=3D
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[b]
| | - The Matronics RV10-List Email Forum - | | | Use the List Feature Navigator to browse the many List utilities available such as the Email Subscriptions page, Archive Search & Download, 7-Day Browse, Chat, FAQ, Photoshare, and much more:
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Tim Olson
Joined: 25 Jan 2007
Posts: 2871
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| Posted: Wed Apr 08, 2015 6:07 am Post subject: Insurance |
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I agree, hardly worth comparing. The more time I put on, the
more the rates came down. I'm at about 50% of the cost
that I started with, now that I've put on over 1000 hours.
For a new airplane, be prepared to pay more than $3000 and
sometimes more than $4000 for the first cycle at least.
Get an instrument rating and that helps a bit too.
Tim
On 4/8/2015 8:48 AM, Flysrv10 wrote:
| Quote: | It depends on your rating, time and experience so it is hard to compare.
Mine is &1600 for $175k hull, no deductibles. Rest of the coverage is
the same as yours.
Do not archive.
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| | - The Matronics RV10-List Email Forum - | | | Use the List Feature Navigator to browse the many List utilities available such as the Email Subscriptions page, Archive Search & Download, 7-Day Browse, Chat, FAQ, Photoshare, and much more:
http://www.matronics.com/Navigator?RV10-List |
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Dick Sipp
Joined: 11 Jan 2006
Posts: 215
Location: Hope, MI
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| Posted: Wed Apr 08, 2015 6:34 am Post subject: Insurance |
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I have had the same experience as Tim.
$1723 with $150,000 hull and standard other coverages. 1200 hours RVs, 550
hours in 10. 13,500 total ATP.
Nationair/Global
Dick Sipp
| | - The Matronics RV10-List Email Forum - | | | Use the List Feature Navigator to browse the many List utilities available such as the Email Subscriptions page, Archive Search & Download, 7-Day Browse, Chat, FAQ, Photoshare, and much more:
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Bob Turner
Joined: 03 Jan 2009
Posts: 885
Location: Castro Valley, CA
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| Posted: Wed Apr 08, 2015 10:41 am Post subject: Re: Insurance |
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I'm paying $2K (as of 10 months ago) for about the same coverage.
Another factor they look at is your annual flying. Too much and your exposure is high; too little and you don't stay current. You want to be somewhere in the middle but I have no idea what the actual number desired is.
Tim is right, expect higher rates until you have 100 hours in type. And some minimum total. A year ago it was very expensive with less than 200 TT.
| | - The Matronics RV10-List Email Forum - | | | Use the List Feature Navigator to browse the many List utilities available such as the Email Subscriptions page, Archive Search & Download, 7-Day Browse, Chat, FAQ, Photoshare, and much more:
http://www.matronics.com/Navigator?RV10-List |
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_________________
Bob Turner
RV-10 QB |
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flying-nut(at)cfl.rr.com
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| Posted: Wed Apr 08, 2015 11:42 am Post subject: Insurance |
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This is why it's hard to compare policies. Hull, liability limits, deductibles etc. can change a little and make significant changes in cost. The best you can do is contact their broker and get a quote with your numbers. Your broker will poll the available insurance companies still doing aircraft insurance. There are other factors ..... how long have you been with this company and do you have more than one aircraft insured. The little things create a minefield that make comparisons really difficult.
Linn
I'm with Aircraft & Marine, and the insurance company is U.S. Specialty Insurance Company. I only have liability on my planes so the comparison isn't worth anything.
Linn
On 4/8/2015 8:32 AM, Chris Hukill wrote:
[quote] Timely discussion for me. I wish the other posters would disclose the actual amounts that you are paying to allow us to compare our quotes. My new airplane quote came in at $2604 /year. That’s for $150,000 hull and $1 mil per occurance/$100,000 per passenger. This is named pilot only (for now), and hangared.
Is this in the ballpark that others are paying?
Chris Hukill
Finally assembling
[b]
| | - The Matronics RV10-List Email Forum - | | | Use the List Feature Navigator to browse the many List utilities available such as the Email Subscriptions page, Archive Search & Download, 7-Day Browse, Chat, FAQ, Photoshare, and much more:
http://www.matronics.com/Navigator?RV10-List |
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cjhukill(at)cox.net
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| Posted: Thu Apr 09, 2015 7:14 am Post subject: Insurance |
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Thanks to the posters on the rates that you pay for comparison shopping of insurance. I had my quote move down to $2027 for $1mil/100k/150,000 hull.
I have only 25 hours in a RV10, but have had my RV8 with them for several years and I have 16,000 hours TT, so I will expect to see the price drop at renewal with more time in type. I think that this thread is useful for people to get a feel for what they should be seeing for the quotes that they are getting, even though there are many variables to consider. With just a few responses on this forum, I feel more secure that I’m paying a rate that isn’t grossly out of range. I was able to have my agent “fine tune” the original $2400 quote down to $2000 after getting these responses. It turns out they “forgot” to include the large discount for being hangared. Expect me to re-visit this thread every year at renewal time. I hope people will participate.
Chris Hukill
[quote][b]
| | - The Matronics RV10-List Email Forum - | | | Use the List Feature Navigator to browse the many List utilities available such as the Email Subscriptions page, Archive Search & Download, 7-Day Browse, Chat, FAQ, Photoshare, and much more:
http://www.matronics.com/Navigator?RV10-List |
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